Empowering Homebuyers & Investors

Guiding You Every Step of the Way to Financing Your New Home with Real Advice, Constant Communication and Support.

Jacqueline

First-time Homebuyer

There was so much I initially didn’t know about the home buying and lending process. Ben made this journey easy because he was always accessible and answered every question I had. He helped my husband and I purchase the house of our dreams!

Tony

First-time Homebuyer

Ben was extremely quick and easy to work with. Although the process was arduous, he made everything simple and to the point. Very friendly and personable. This was our first time purchasing a home and he answered all of our questions and made us feel like we were regulars!

Joana

First-time Homebuyer

Buying a property can be very confusing and hard.. Ben Stef is amazing! He is patient, he works with you. He is very detail-oriented. Ben has literally gone above and beyond to help me...

What We Give

Personal Mortgage Guidance

Tailored advice and support to fit your unique financial situation and needs.

Free Checklists & Tools

Access FREE guides, tools, and resources that save you from doing hours of research and thousands of dollars.

Honesty & Transparency

No jargon, no hidden fees – we keep everything clear and straightforward.

Save Time and Money

You will receive a clear comparison, saving both time and money by getting wholesale rates and avoiding hidden costs.

Access to Hundreds of Loan Options

From little to no money-down programs, low credit-score mortgages, to rehab loans, we can literally can do every loan.

Client Wins

The Best Homebuying Guide on the Internet🏡

You will get:

✅ Links to Exclusive Resources: Gain private access to tools that budget for you, help you calculate what you can qualify for, and more.

✅ The FULL Process (Step-by-Step): Insider tips on what to do at every point when buying your first home

✅ Securing the Best Loan: Learn how to get the best mortgage possible so you don't overpay.

✅ Making Stronger Offers: I will show you how to make better offers so you can outbid the competition.

✅ Closing & Post-Closing Support: How to prepare for closing on your home & what to do after.

Featured Videos

Financing a Multi-Family Property is Hard (until you see this)

Learn everything about financing 2-4 units in this video. I do a deeper dive in to the 3 loan options, how to use future rental income and more

Watch now →

How much income do you need to qualify for a mortgage in 2024?

Wondering how much you need to make to buy your first home? Check out this helpful video.

Watch Now ->

How to raise your credit score

A lender's guide to improving credit quickly (Free 7-Day Credit Guide included)

Watch now →

Want free stuff?

✔ Free checklists

✔ Handy cheat sheets

✔ Regular market updates

✔ Insider tips on buying a home

✔ Exclusive freebies and more!

Meet Your Lender

👋 Hey, I’m Benjamin Stef. I’m a Mortgage Lender, and your personal guide on your home buying journey.

I’ve helped hundreds of first time home buyers including myself create lasting memories in their new homes. I started creating content about the home buying journey because I wanted to show people that it isn’t as difficult as it seems to buy your first (or next) home.

I love being a part of my client’s journeys and seeing the impact homeownership has on their lives, their families, and their futures. Along the journey, several of my clients have grown into my friends as well. I’m so excited you’re here, if you have any questions book below 👇

Benjamin Stef

Licensed Mortgage Loan Originator - NMLS 2018674 IL, FL

bstef@nexamortgage.com | (872)-253-4375

License Sponsored by: NEXA Mortgage, LLC

NMLS 1660690 | NMLS Consumer Access

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NEXA Mortgage, LLC Company Information

Website

Ben owns Your Kind of Home, LLC, an education company. Your Kind of Home, LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind, but Ben is a licensed loan officer. This website is only for educational usage. All calculations should be verified independently. This website is not an offer to lend and should not directly be used to make decisions on home offers, purchasing decisions, nor loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, nor real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice.